APIs

Bureau and KYC live today. The rest of the rail is coming.

Two API families are in production now; four more join the same interface next. Each provider is an adapter you can swap per lending program.

Live today

Two API families in production.

Bureau pulls with decisioning, and KYC — shipping as the hosted Liveliness API. One request shape per family, whichever provider answers.

Bureau pulls

All four bureaus. Soft or hard. One response shape.

CIBIL · TransUnionExperianEquifaxCRIF High Mark
POST /v1/bureau/pull
curl -X POST https://api.neetix.in/v1/bureau/pull \
  -H "Authorization: Bearer sk_live_..." \
  -d '{
    "pan": "ABCPE1234F",
    "type": "soft",
    "bureau": "cibil"
  }'

KYC & identity

Verify a borrower in one flow, not five vendors.

SurepassDigitapDigiLocker · OAuth flow
POST /v1/kyc/pan/verify
curl -X POST https://api.neetix.in/v1/kyc/pan/verify \
  -H "Authorization: Bearer sk_live_..." \
  -d '{
    "pan": "ABCPE1234F",
    "name": "Rohan Malhotra",
    "dob": "1994-03-11"
  }'

One surface

Adapters, not integrations.

Each provider is an adapter behind the same interface. Pick one per lending program, switch with a config change.

4

credit bureaus, soft + hard pull

7

bureau report formats parsed

825+

pre-built credit features

<200ms

KYC check latency

<30ms

credit decision latency

<7 days

from contract to go-live

Ship your first bureau pull today.

Sandbox keys and a Postman collection for the live families, with an engineer on the other side of the line — and a heads-up the day the next family ships.